Privacy Policy
Your privacy is safe with us!
This Privacy Policy applies to “Instant Cash Loan till Salary” (the “App” or 'Mobile App").
Please read this section before you start using the app. Please note that by using our mobile application you confirm that you agree with our Privacy Policy. We acknowledge the importance of personal data safety. To provide you with methods and principles we apply to data management on this app, we established this Privacy Policy.
We reserve the right to revise, modify, update this Privacy Policy when we find it appropriate to do so. We can revise, modify, update the Privacy Policy without notice. For this reason we encourage you to reread this section from time to time. If you keep accessing our app after we’ve changed the Privacy Policy, then it will mean that you agree with the changes.
1. What Kind of Information We Collect
We gather the following information from you, personally identifiable information and non-personally identifiable information.
Personally identifiable information is the sort of data that allows us to recognize you as an individual. You provide us with it when you sign up and start submitting a request. This information may include but is not limited to: your full name, date of birth, place of residence, mobile phone number, driver’s license, social security number, relevant employment details, income, banking account etc.
Non-personally identifiable information relates to the data that doesn’t reveal anything about your identity. This information is anonymous and may include but is not limited to: IP address, language, time of browsing session, clicks etc.
Collecting personal details of users is necessary for business management, technical support improvement and marketing research. We also need your private data to process your application and get you connected with one of our lenders.
2. How we use collected information
By providing your personally identifiable information, you allow us to process your application and connect you with a lender. That also means that we have the right to share this information with a third party because a lender cannot approve your loan without knowing anything about you.
Please note that lenders may verify your personal information by sending requests to national databases and credit reporting agencies. Such inquiries may affect your credit score. We may share some of your data with our affiliates, partners and other accredited third parties for the purposes of business management, security, advertising, marketing, consumer behavior research, consumer support improvement.
We reserve the right to share your information with another company that has acquired our business, a part of it, or fused with us. In case such a situation takes place, it’s possible that we will inform you about these changes by announcement posted in our app. We may share your personally identifiable information if it is required by the law and is necessary to proceed with a legal process or to protect our rights.
By collecting and sharing your non-personally identifiable information with third parties, we improve our technical service, study behavior of our customers and gather app statistics important to the management of our business. We may share it with other third parties for these purposes.
3. Links Provided by Third Parties
When using our app, you may come upon links to third parties’ websites. All these links are given to you only as a reference. You click them on your own will. We do not manage those sites; therefore, we cannot be held accountable for their content, privacy policy, terms and practices as their management is beyond our responsibility and control.
4. Marketing Practices
By accessing our app, you acknowledge that you know about our marketing practices and agree with them. You have nothing against receiving advertisements, newsletters, marketing messages and other promotional materials from us. Our third-party partners may also send you their marketing messages using all the contacts you’ve provided us with.
When you start using our app, you acknowledge that you are aware of our marketing practices and that you agree to receive such kind of messages from us and our third-party partners. In case you don’t want to receive marketing messages from us, contact us by email. Nevertheless, if you want to opt-out from third parties’ messages, you should contact them directly with this request. Please note, that we are not responsible for the marketing practices of third parties as we do not control them.
5. Usage Restrictions
We render our services exclusively to employed residents of the United States. If you are a foreigner, don’t access our app.
We render our services exclusively to people over 18 years old. If you are a minor, don’t access our app.
As seen above, we do not deliberately collect data from children. If you are a parent or a legal guardian of a child that accessed our app, please, inform us about the incident using our contacts.
6. How We Protect Your Information
To keep your personal information secure, we use safeguards and advanced security systems that correspond to the US law requirements regarding this matter. Only authorized personnel can access your data. They may do so only for business purposes allowed by the current US legislation.
Despite our best efforts, we cannot guarantee the total safety of your data. This is impossible due to the fact that we are not able to control law violators.
7. How You Can Contact Us
If you have any additional questions/ proposals related to this application, please, send us a message using our email.